Once You Get Money, Upgrade These 10 Things
リアクション
2026年08月16日
Being good with money doesn’t mean spending as little as possible for the rest of your life.
There are some things where buying the cheapest option can actually cost you MORE in the long run — and other things that are simply worth spending money on because they improve your everyday life.
In this video, I’m sharing 10 things I think are genuinely worth upgrading once your finances allow it — from the things you use every single day, to your home, health, time, hobbies and even the things that can help you earn more money.
Because budgeting isn’t about making your life progressively smaller just so the number in your bank account gets bigger.
It’s about using your money intentionally.
We’ll talk about:
• When paying more can actually be the frugal choice
• The everyday things worth investing in
• Why cheap doesn’t always mean good value
• Spending money to buy back your time
• Building more breathing room into your finances
• Investing in your health and earning potential
• Why you’re allowed to spend money simply because something brings you joy
💬 QUESTION OF THE DAY:
What’s something you’ve spent MORE money on that turned out to be worth every penny? Tell me in the comments — I want to know!
If you enjoy realistic budgeting, saving money and making your money work better for your actual life, subscribe to The Budget Mum UK for more.
#BudgetingUK #MoneySavingTips #FrugalLiving
All business enquiries: [email protected]
If you’re trying to get on top of your money, I use my own budgeting planners and savings challenges to stay consistent — you can find them here:
https://thebudgetmumuk.etsy.com
Join our Facebook community for extra tips, support and real-life money chat:
https://www.facebook.com/thebudgetmumuk
Want to earn cashback on everyday spending? I use this:
https://www.topcashback.co.uk/ref/samoakley1980
If you fancy something a bit lighter, my romcom book is here:
https://www.amazon.co.uk/dp/B07C9587SM/ref=cm_sw_r_cp_api_gl_KKPHSYN3V5ZHAEC3PBWP
3 months FREE Kindle Unlimited:
https://www.amazon.co.uk/kindle-dbs/hz/signup?tag=samanthathoma-21
MY FAVOURITE TOOLS & GEAR:
Pink Calculator: https://amzn.to/3pTBCTa
Ring Light & Phone Holder: https://amzn.to/3jlCv3n
Gem Stone Pen: https://amzn.to/3v4BLVS
Swarovski Pen: https://amzn.to/3DTf23k
iPhone 12: https://amzn.to/3xbxVNh
ABOUT ME:
I’m Samantha, also known as The Budget Mum UK.
I’m a mum of two who turned things around after over £100,000 of debt, and now share realistic, no-nonsense ways to manage money, save on everyday life, and still enjoy it.
On this channel, I share:
• Budgeting tips that actually work
• Grocery savings & family finance
• Real-life money habits (no extremes)
• Ways to feel more in control of your finances
DISCLAIMER:
This content is for educational and entertainment purposes only. I do not provide financial, tax, or investment advice.
All information shared is based on personal experience and general knowledge, and may not be suitable for your individual circumstances. Always do your own research.
Some links in this description may be affiliate links, which means I may earn a small commission at no extra cost to you. Thank you for supporting the channel.
There are some things where buying the cheapest option can actually cost you MORE in the long run — and other things that are simply worth spending money on because they improve your everyday life.
In this video, I’m sharing 10 things I think are genuinely worth upgrading once your finances allow it — from the things you use every single day, to your home, health, time, hobbies and even the things that can help you earn more money.
Because budgeting isn’t about making your life progressively smaller just so the number in your bank account gets bigger.
It’s about using your money intentionally.
We’ll talk about:
• When paying more can actually be the frugal choice
• The everyday things worth investing in
• Why cheap doesn’t always mean good value
• Spending money to buy back your time
• Building more breathing room into your finances
• Investing in your health and earning potential
• Why you’re allowed to spend money simply because something brings you joy
💬 QUESTION OF THE DAY:
What’s something you’ve spent MORE money on that turned out to be worth every penny? Tell me in the comments — I want to know!
If you enjoy realistic budgeting, saving money and making your money work better for your actual life, subscribe to The Budget Mum UK for more.
#BudgetingUK #MoneySavingTips #FrugalLiving
All business enquiries: [email protected]
If you’re trying to get on top of your money, I use my own budgeting planners and savings challenges to stay consistent — you can find them here:
https://thebudgetmumuk.etsy.com
Join our Facebook community for extra tips, support and real-life money chat:
https://www.facebook.com/thebudgetmumuk
Want to earn cashback on everyday spending? I use this:
https://www.topcashback.co.uk/ref/samoakley1980
If you fancy something a bit lighter, my romcom book is here:
https://www.amazon.co.uk/dp/B07C9587SM/ref=cm_sw_r_cp_api_gl_KKPHSYN3V5ZHAEC3PBWP
3 months FREE Kindle Unlimited:
https://www.amazon.co.uk/kindle-dbs/hz/signup?tag=samanthathoma-21
MY FAVOURITE TOOLS & GEAR:
Pink Calculator: https://amzn.to/3pTBCTa
Ring Light & Phone Holder: https://amzn.to/3jlCv3n
Gem Stone Pen: https://amzn.to/3v4BLVS
Swarovski Pen: https://amzn.to/3DTf23k
iPhone 12: https://amzn.to/3xbxVNh
ABOUT ME:
I’m Samantha, also known as The Budget Mum UK.
I’m a mum of two who turned things around after over £100,000 of debt, and now share realistic, no-nonsense ways to manage money, save on everyday life, and still enjoy it.
On this channel, I share:
• Budgeting tips that actually work
• Grocery savings & family finance
• Real-life money habits (no extremes)
• Ways to feel more in control of your finances
DISCLAIMER:
This content is for educational and entertainment purposes only. I do not provide financial, tax, or investment advice.
All information shared is based on personal experience and general knowledge, and may not be suitable for your individual circumstances. Always do your own research.
Some links in this description may be affiliate links, which means I may earn a small commission at no extra cost to you. Thank you for supporting the channel.
