This Back-To-School Shopping Trap Bleeds Students Dry Before Classes Even Start | Networth & Chill
リアクション
2026年08月12日
Should saving money on back-to-school shopping actually be this complicated? This week, Vivian breaks down exactly how to shop smarter this fall, and why the "back-to-school haul" mentality might be quietly draining your bank account.
In this episode, Vivian covers:
1. Why tech is the biggest back-to-school money trap, how trade-in programs and refurbished gadgets can save you hundreds, and the student discounts most people forget even exist.
2. The real cost of college essentials, why paying full price for textbooks is basically a scam, the "wait until you get there" rule for dorm shopping, and how 529 accounts and ESAs can make thousands of dollars in expenses tax-free.
3. What's actually changing with federal student loans in 2026, why timing your FAFSA and your borrowing matters more than people think, and the parent-tested hacks, from bulk-buying supplies to secondhand clothes, that cut costs without cutting corners.
Follow the podcast on Instagram https://www.instagram.com/networthandchillpod/ and TikTok https://www.tiktok.com/@networthandchill
Got a financial question you want answered in a future episode? Email us at [email protected]
About Me
Your favorite Personal Finance & Investing Creator. Let’s talk about money, career, & getting rich. Learn more about my background in Finance on www.YourRichBFF.com and follow me for more smart money tips.
https://www.instagram.com/your.richbff/
https://www.tiktok.com/@yourrichbff
https://www.pinterest.com/YourRichBFF/
https://www.instagram.com/networthandchillpod/
#money #finance #financemotivation #stockmarket #investing #invest #business #businessgrowth #entrepreneur #entrepreneurship #richmindset #moneymindset #financetips #businesspodcast #financepodcast #school #backtoschool #education #college
00:00 Intro
01:50 Saving on Tech
04:58 Textbook Hacks
07:17 Financial Aid & Loans
09:28 Community College Route
10:10 School Supplies & Clothes
14:22 Student Discounts & Life Hack
15:22 Q&A: Saving Strategies
17:29 Q&A: Is College Worth It?
20:27 Q&A: Worthless Expenses
22:24 Q&A: Young Investor
24:16 Q&A: Going Back to School
25:44 Q&A: Hidden Discounts
26:36 Q&A: Elite College Tuition
28:11 Q&A: Grad School After Layoff
30:00 Q&A: Private vs Public School
32:38 Q&A: Student Loan Strategy
In this episode, Vivian covers:
1. Why tech is the biggest back-to-school money trap, how trade-in programs and refurbished gadgets can save you hundreds, and the student discounts most people forget even exist.
2. The real cost of college essentials, why paying full price for textbooks is basically a scam, the "wait until you get there" rule for dorm shopping, and how 529 accounts and ESAs can make thousands of dollars in expenses tax-free.
3. What's actually changing with federal student loans in 2026, why timing your FAFSA and your borrowing matters more than people think, and the parent-tested hacks, from bulk-buying supplies to secondhand clothes, that cut costs without cutting corners.
Follow the podcast on Instagram https://www.instagram.com/networthandchillpod/ and TikTok https://www.tiktok.com/@networthandchill
Got a financial question you want answered in a future episode? Email us at [email protected]
About Me
Your favorite Personal Finance & Investing Creator. Let’s talk about money, career, & getting rich. Learn more about my background in Finance on www.YourRichBFF.com and follow me for more smart money tips.
https://www.instagram.com/your.richbff/
https://www.tiktok.com/@yourrichbff
https://www.pinterest.com/YourRichBFF/
https://www.instagram.com/networthandchillpod/
#money #finance #financemotivation #stockmarket #investing #invest #business #businessgrowth #entrepreneur #entrepreneurship #richmindset #moneymindset #financetips #businesspodcast #financepodcast #school #backtoschool #education #college
00:00 Intro
01:50 Saving on Tech
04:58 Textbook Hacks
07:17 Financial Aid & Loans
09:28 Community College Route
10:10 School Supplies & Clothes
14:22 Student Discounts & Life Hack
15:22 Q&A: Saving Strategies
17:29 Q&A: Is College Worth It?
20:27 Q&A: Worthless Expenses
22:24 Q&A: Young Investor
24:16 Q&A: Going Back to School
25:44 Q&A: Hidden Discounts
26:36 Q&A: Elite College Tuition
28:11 Q&A: Grad School After Layoff
30:00 Q&A: Private vs Public School
32:38 Q&A: Student Loan Strategy
