We Downsized at 55 and Saved $1,200/Month — Here's the Full Financial Breakdown

Is your house quietly draining your retirement savings? In this video, we break down the REAL numbers behind downsizing — from selling costs and tax breaks to monthly savings and hidden expenses nobody warns you about.

📊 What you'll learn:
✅ The true monthly cost of a 4-bedroom home in 2026
✅ IRS Section 121: How to exclude up to $500,000 in capital gains — tax-free
✅ A side-by-side monthly cost comparison (before vs. after downsizing)
✅ 5 hidden costs of downsizing that catch people off guard
✅ The 5-question checklist: Should YOU downsize?

📥 FREE Downsizing Calculator Spreadsheet: [LINK]

⚠️ DISCLAIMER: This video is for educational and informational purposes only. It is not financial, legal, or tax advice. Data sources include the National Association of Realtors (NAR), U.S. Census Bureau, IRS Publication 523, and the Tax Foundation. Please consult with a qualified financial professional for advice specific to your situation.

🔗 Sources:
- NAR Median Home Price (2026): https://www.nar.realtor
- IRS Section 121 Exclusion: https://www.irs.gov/publications/p523
- Tax Foundation Property Tax Data: https://taxfoundation.org
- Fannie Mae Home Maintenance Guidelines: https://www.fanniemae.com

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