What if saving money felt less like suffering and more like a game you're actually winning?
In this episode of The Extreme Personal Finance Show, Chris sits down with Roxanne Duckels of FinanceRox, an accountant, personal finance coach, and FIRE community member who paid off $49,000 of debt and is working toward financial independence by 39. Roxanne's approach to saving is rooted in creativity and resourcefulness, not deprivation. And this episode is packed with practical hacks you can start using today.

What's covered in this episode:
00:00 Intro & Welcome Back Roxanne
01:54 Why saving doesn't have to feel like deprivation
03:00 Sprints vs. no-spend challenges and how to avoid yo-yo spending
04:28 The habits from spending sprints that actually stick
07:00 How to set custom rules for no-spend challenges
08:25 Subscription audits: how one client cut $1,000+ per month
14:05 Reverse shopping lists and pantry challenge hacks
15:10 Pantry sticker system and fridge photo trick before shopping
16:45 DIY skills that save real money: sewing, drain snaking, appliance repair
18:19 "Thrift First" strategy and the Purchase Procrastination system
21:37 Buy Nothing groups, bartering, and community-based swapping
24:58 Borrowing before buying (including MMM's keyboard)
27:36 Smart thermostats, hang drying clothes, and energy bill hacks
31:59 Grocery savings: Aldi, curbside pickup, end-of-day markdowns
37:20 Loyalty programs, cash back apps, and Swagbucks
40:33 The problem with gift cards and how to actually use them
41:57 Too Good To Go app and discounted food deals
45:10 The two prompts Roxanne uses to find alternatives to buying
48:30 Boredom shopping and free alternatives
52:09 Keeping an inventory of your stuff and questioning what your brain wants

Resources Mentioned:
* FinanceRox: financerox.com | YouTube: youtube.com/@financerox
* Too Good To Go App: toogoodtogo.com
* Meta Viewpoints App (survey/passive income app)
* Buy Nothing Groups on Facebook
* The Student's Guide to Financial Freedom by Dr. Paris Woods

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