You're not bad with money. It's just that nobody ever taught you how to actually relate to it, and this conversation changes that.

In this episode of The Balance Theory, Erika sits down with Carol Glynn, award-winning Finance Coach & Mentor, Chartered Accountant (FCA) and founder of Conscious Finance Coaching, to unpack why so many women feel stuck with money, not because they're doing it wrong, but because they were never given the right tools.

If you've ever caught yourself thinking:
"I know I should look at my bank account, but I just can't bring myself to do it"
"I've tried budgeting a hundred times and it never sticks"
"I'm doing well on paper but it doesn't feel that way inside"
"I feel like everyone else got the money playbook except me"
"I earn decent money, so why does it just disappear?"

Then this episode is for you. In this conversation, Erika and Carol cover:
- What conscious finance means and why it's the missing piece in your money journey
- The signs you're unconscious with money, and why most high-achieving women are
- Why your money mindset, not your spreadsheet, is always the place to start
- The 50-30-20 rule explained simply and how to use it without feeling restricted
- How to find your money values and align every spending decision with them
- What most people dangerously misunderstand about credit card debt
- The hidden cost of being financially uninformed and how it quietly compounds
- How to talk about money in your relationship without it turning into a fight
- What money means differently to men and women, and why it matters
- The one practical thing to do in the next 24 hours to shift your relationship with money

Your relationship with money changes everything. And it starts here.

SPONSORS:
💧 ⁠⁠⁠⁠⁠⁠AQUATRU⁠ ⁠- Get 20% off using the code 'ERIKA' at https://www.aquatru.com

CONNECT
📸 ⁠⁠⁠⁠⁠Instagram ⁠⁠⁠⁠- https://www.instagram.com/consciousfinancecoaching/

TIME STAMPS
(00:00) Introduction
(2:51) What is conscious finance?
(08:45) Signs you are unconscious with money
(13:37) Start doing this to fix your relationship with money
(17:13) How do you change feeling to money when you don't feel abundant
(19:24) 50-20-30 rule to sort finances
(23:25) How to find money values
(27:55) The most expensive thing you can be is uninformed
(28:25) What most people don't understand about credit cards and debt
(37:12) Do this for the next 24 hours
(39:20) Look at finances in your relationship (by doing this)
(44:01) Surprising client story with money
(50:23) How do you know when it's time to look at money again?
(53:48) REVEAL: What money means to men versus women

WHO AM I?
My name is Erika and I am an Australian living in Dubai. I have my own business as a strategic legal consultant and run this podcast to explore my passion + curiosity for all things health, wellness, self growth & mindset. A big focus of mine is how to sustainably navigate a busy schedule and live my best life in the process.


Welcome to my Channel!
📸 Connect with me on IG! https://www.instagram.com/erikadpelle


RESOURCES
▶︎ My FREE Work Life Balance Workshop: https://www.youtube.com/watch?v=REAGPFJ_n7E&t=40s
▶︎ 25 Day Self Development Marathon: https://bit.ly/4cpHmcV
▶︎ 21 Day Self Growth Challenge: https://bit.ly/46CoiqR
▶︎ Goal Setting System E-Book: https://bit.ly/4fEFlfP


LET’S BE FRIENDS
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